College
While paying for any degree may be difficult, knowing the types of financial aid available to all qualifying students can help make the journey to an affordable degree a little easier. As some of the most desirable forms of financial aid, school grants and scholarships provide essentially “free money” to students and their families; giving students the option to graduate college debt-free. Hence, knowing how to find and apply for both grants and scholarships may help a student reach his or her financial aid goals. Applying for School Grants Among one of the best forms of financial aid for students with high need for financial aid, grants are often administered through the federal, state, or local government or by the student’s institution based on the student’s demonstrated financial need. In order to apply for federal or government administered grants, students first need to fill out and complete the Free Application for Federal Student Aid (FAFSA). The FAFSA, generally a requirement for many universities and institutions for students looking to receive financial aid, requires the student to report income and tax information of both the student and his or her parents. With this information, the FAFSA generates a Student Air Report […]

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Categories: College, Grants, Scholarships
When thinking about how to finance a new degree or a new career change, knowing how to find and apply for scholarships along with federal student aid may put a substantial dent in the cost of going back to school. However, discovering and applying scholarship finding methods that work with the student’s financial need could make a substantial difference in the amount of financial aid that a student ultimately receives towards his or her education. Finding and Applying to Federal Student Aid Most if not all accredited public and private institutions or universities will require the student to fill out the Free Application for Federal Student Aid (FAFSA) form to determine the amount of federal aid a student will receive from the government. The FAFSA requires the student to fill out his or her financial information along with his or her parent’s financial information based off the previous year’s tax forms. This information is used to determine how much the student and his or her family can contribute to the student’s education. If a student is looking for federal financial aid for a graduate degree, typically the FAFSA only requires the student to submit his or her own financial information, […]

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Categories: College, Scholarships
With the persistent rise of tuition costs and increasing amount of loan debt nationwide, holding a degree or having a career that helps a student pay back student loan debt may play a crucial role in ensuring that a student is not crushed by debilitating student loan debt for years to follow. Nevertheless, in order to ensure that a student has a variety of options in paying back student loans besides focusing on degrees and careers that have high salaries, students should first explore other options for loan repayment. Student Loan Repayment Options Before applying to a degree or program that could add to the total amount of student loan debt that an individual accrues, a student should first explore loan repayment and debt options that are provided by the federal government and private lending institutions. Among one of the most popular options for students with significant student loan debt is to minimize lifestyle inflation and avoid extraneous expenses. For many students that graduate with high loan debt and have the ability to pay off their loan with his or her current income, leading a life within his or her means and with a healthy budget for several years may […]

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Categories: College, Student Loans

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