Avoiding additional debt, including student loans, may be a growing concern for all of us right now, but it is important not to forget that the free financial aid money you want is still out there. The Federal Government, along with State Governments and institiuions, gives out billions of dollars each year in grant funds. These funds do not have to be paid back, excepting under certain conditions such as if you withdraw before the end of the semester. The four types of Federal Grants include the Federal PELL Grant, Federal Supplemental Educational Opportunity Grant, Academic Competitiveness Grant, and the National SMART Grant. The PELL grant is the most common, and most readily available. PELL awards range from $400 to $4050 per student per academic year depending on the student’s level of financial need and the number of credit hours her or she takes. Like the PELL, the other federal grants are also primarily based on financial need, as determined by your FAFSA application. There are a few other qualifications as well, but the first and most important is to apply. You can learn more about grants and other types of federal aid at studentaid.ed.gov. And as always, check with [...]
An article in today’s on-line Wall Street Journal highlights the surprising effect financial aid can have on the affordability of private schools. To echo the author’s opening statements, I am one of those many students who started out in an affordable (community) college, even though I knew I could take on bigger challenges academically. Knowing what I know now my advice to you is – Don’t sell yourself short! If you (or someone you know) are daydreaming about going to a private or top-tier school but think you just can’t afford it, you may find that the education you really want is more affordable than you think.
This past week, my Memorial Day post, How to Support Our Veterans’ Education Benefits, was entered in to the “How To..” group writing contest at Pureblogging. There were a total of 15 other entries, which covered a wide range of topics. Here are my personal picks for top five. How to Play Tailgating Games by Dave Lamm 12 Tips for Seniors Accepting Awards by Carolyn Bahm How to Start Reading Blogs by Brad Shorr How to Keep Parents Happy When You’re Sticking Them With Cookie Dough by Jim Berigan How to Survive a 26.2 Mile Marathon by Sandra Sims As of today, voting is still going on. If any of you fellow bloggers would like to cast your vote, just write a post listing your favorites and send a link to Pureblogging per the instructions on the site.