The rising amount of credit card companies establishing promotions and rewards to hook college students on a specific credit card may leave many students dumbfounded in trying to choose the right credit card. But knowing at least the top 3 credit cards that college students should consider might help dispel any confusion in learning how to apply and look for credit cards. 1. Discover it for Students First on the list, the Discover it for Students is an ideal card for first-time credit card holders. Unlike other credit cards, the Discover it for Students aims to be forgiving to new credit card users and promote high grades for its users. First, the Discover it for Students card offers 0% APR for 12 months on purchase and balance transfers with a 3% balance transfer fee and then a variable APR of 11.24%–23.24%. Students earn 5% back on rotating purchasing categories and receive 1% back on all other purchases plus no annual fees. Furthermore, students have monthly access to his or her FICO score in order to oversee and create a strong credit history. In order to ensure that as many students can be accepted and hold a Discover it for Students card, […]

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Categories: College, General
Finding ways to get “free money” for college is not always easy. With so many scholarship and grant options out there, knowing which options a student is actually eligible for could make a huge difference in his or her financial stability. Hence, for a student who needs a significant amount of financial aid in order to attend college or a desired program, knowing how to qualify and apply to college grants may make obtaining an education a reality. 1.    What is a Grant A grant, like scholarships, is often referred to as “free money” that can be used to pay for college and other associated costs. Typically, once a grant is administered, it does not need to be repaid, so the student does not need to worry about how to pay it back after finishing school. However, unlike scholarships, a college grant is generally awarded to need-based students (or those who need high financial aid) because college grants are typically administered by the federal government, state or local governments, or by the public or private university or institution the student will attend. 2.    How to Apply Since the federal government and other governing agencies administer grants, applying for a grant […]

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Categories: College, Grants
Finding a way to finance a degree without breaking the bank has become an art form for many prospective college students. Among one of the classic methods of finding funding for a college degree is applying for scholarships; one of the few sources of aid that does not need to be paid back and comes in varying amounts. Yet, knowing how to apply for a scholarship may cut the daunting or even intimidating aspects of applying for funding for a college education. 1.    Make A Plan Although cliché, knowing when the deadline of a scholarship provides the student with an early roadmap and to-do list for all scholarships he or she is thinking for applying to in the near future. Obtaining all of this scholarship information, such as deadlines, requirements, and eligibility, is managed by having the student do some initial research. Since a huge number of scholarships exist out there for almost every career, narrowing down the search by degree, interests, area code, ethnicity, sexual preferences, and a number of other factors may produce a long list of scholarships that, although distinct, can all go towards the student’s college degree. Once a student does his or her research, and […]

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Categories: College, Scholarships



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